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Financial Literacy At Your Fingertips…

In this series, NerdWallet interviews people who have triumphed over debt using a combination of commitment, budgeting and smart financial choices. Responses have been edited for length and clarity. Allison Baggerly How much: $111,108.29 in 4.5 years Budgeting was the last thing Allison Baggerly and her husband, Matt, thought about. Instead, they focused on eating out, shopping and enjoying life as young professionals. That was until they discovered that their first baby was on the way.
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One million dollars might sound like enough to retire with today, but by the time you reach your last day of work, it’ll be worth less than you might think. The reason is inflation, and it impacts how you plan for the future. Here’s a look at what inflation is and how to keep it from draining your short- and long-term savings. Here’s what inflation is… Broadly speaking, inflation is the increase in overall prices
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In the event of a fire or other disaster, would you be able to remember all your possessions? We know how important your personal belongings are to you.  That’s why it’s important to create and maintain an accurate household inventory.    A few things to get you started are listed below: Keep a detailed list of all items – don’t forget the smaller items like towels, shoes, and number of pairs of jeans. Check coverage on
Financial Literacy
With a swipe here and a swipe there, it can be easy to live your life on plastic and pile up debt. You’re not alone: U.S. households carried credit card balances that totaled $815 billion in debt in the first quarter of 2018, according to the Federal Reserve Bank of New York. Sticking to a budget, spending wisely and focusing on your financial goals can help you use your money for the things that are most
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Back-to-school shopping is an expensive chore. And if you shop local sales, it’s a chore you’ll share with thousands of other parents in the vicinity. If it’s big savings you’re after when you brave the crowds, sales flyers won’t cut it. You’ve got to get creative. “Back-to-school shopping can put a big strain on family budgets, but planning ahead to take advantage of discounts, setting a budget, and only buying what your child actually needs
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If a bank account is a house for your money, then mobile alerts are your alarm system. These email or text alerts can help you keep track of when your money enters and exits your accounts — and make sure there’s no breaking-and-entering either. “As fraudulent behavior has become more public with major retailers being breached, consumers have realized the importance of being involved in identifying fraud and not solely relying on their banks and
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Amy Hauser Bank Card Services Manager Platte Valley Companies Traveling can be fun, but it can also open you up to fraud risk. Here are some tips for you to keep in mind as you travel: Before you leave, notify your bank of your travel dates and places you will be visiting. Protect your card!  Take only the credit and/or debit cards you expect to use, plus a backup, and keep them safe and close
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“Ask Brianna” is a column from NerdWallet for 20-somethings or anyone else starting out. I’m here to help you manage your money, find a job and pay off student loans — all the real-world stuff no one taught us how to do in college. Send your questions about postgrad life to askbrianna@nerdwallet.com. College is over, but you still have to do the kind of math that matters. Like: How am I supposed to save $50,000
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When you bank online, you trust that your account is safe from hackers. Even so, online accounts can seem to consumers like easy targets: Instead of robbing a bank, a criminal could simply whisk away your money with a few keystrokes. To combat these concerns — and protect your cash — banks and credit unions have a number of policies to keep online customer accounts secure. Standard measures include using firewalls, anti-virus protection on bank
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Whether you’re graduating from high school or college, a diploma and a job represent the beginning of your personal — and financial — adult life. It’s an exciting, sometimes overwhelming time. When you have the inevitable “I have no idea what I’m doing” freakout, remember these tips: 1. Set clear financial priorities You probably can’t save, invest and pay off debt all at once, so prioritize in this order: Save $500 for emergencies, because there
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It is never easy losing a loved one. All of us at Mountain Valley Bank in Hayden want to extend our hearts and thoughts to those who have lost loved ones over the last month. Shirts were made with a logo created by Hayden community member Leslie Hockaday to support the children that have lost their parent. Our community is strong, supportive and will come together during this difficult time. ... See MoreSee Less

2 weeks ago

It is never easy losing a loved one. All of us at Mountain Valley Bank in Hayden want to extend our hearts and thoughts to those who have lost loved ones over the last month. Shirts were made with a logo created by Hayden community member Leslie Hockaday to support the children that have lost their parent. Our community is strong, supportive and will come together during this difficult time.

 

Comment on Facebook

Love these gals!!

Good picture ladies

A huge shout out to ALL you ladys for what you have done . So amazing.

Love the logo Leslie and love these wonderful ladies . Thanks for all that you do for our community ❤️

Most credit to Tammi Girton Engle! She headed this project off 🙂

I love those shirts. Is it possible to purchase one??

Love will show us the way!

Thanks for you all and what you do.

+ View more comments

Commitment, budgeting and smart financial choices - great advice from those who struggled and triumphed over debt. Read more at bankmvb.com/how-i-ditched-debt-changing-habits-budgeting-for-a-baby/ ... See MoreSee Less

3 weeks ago

Commitment, budgeting and smart financial choices - great advice from those who struggled and triumphed over debt. Read more at https://bankmvb.com/how-i-ditched-debt-changing-habits-budgeting-for-a-baby/

As a reminder, all Mountain Valley Bank locations will be closed on Monday, October 8th in honor of Columbus Day. ... See MoreSee Less

3 weeks ago

As a reminder, all Mountain Valley Bank locations will be closed on Monday, October 8th in honor of Columbus Day.

October is breast cancer awareness month. The Mountain Valley Bank - Steamboat team is doing their part by raising awareness every Wednesday in October with Pink cookies, pink mints, message boards and of course - wearing our PINK!
All to support women in Routt and Moffatt Counties; those in treatment, the survivors and their families.
Please stop by and support the cause.
... See MoreSee Less

3 weeks ago

October is breast cancer awareness month.  The Mountain Valley Bank - Steamboat team is doing their part by raising awareness every Wednesday in October with Pink cookies, pink mints, message boards and of course - wearing our PINK!
All to support women in Routt and Moffatt Counties; those in treatment, the survivors and their families.
Please stop by and support the cause.

WREA is proud to sponsor Meeker's Fall Festival. It was a fun day that raised $$ for so many of Meeker's amazing groups. Congratulations to this year's WREA Fall Festival Community Grant Winners; The Meeker Education Foundation, The Meeker Chamber of Commerce, MACC and Meals on Wheels. And to the Buckaroo Grant Winners the RBC Historical Society, 4H Foundation, Girls Scouts & the RBC Livestock Judging. ... See MoreSee Less

3 weeks ago

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3 weeks ago

Our Fall Festival at Town Park in Meeker is full of fun, food and games! Remember to stop by our tent for $5 worth of MVB tokens! The event is from 11am to 2 pm and we hope to see you there! ... See MoreSee Less

3 weeks ago

The 15th Annual Fall Festival is tomorrow! Just a reminder to bring non-perishable items for the Meeker Food Bank to earn extra bank bucks! We hope to see everyone there! ... See MoreSee Less

4 weeks ago

The 15th Annual Fall Festival is tomorrow! Just a reminder to bring non-perishable items for the Meeker Food Bank to earn extra bank bucks! We hope to see everyone there!

Keep your eyes on the pies! Calling all Meeker area bakers: remember to enter the Fall Festival Pie Contest for a chance to win big prizes and bragging rights! Proceeds go to the Rio Blanco County 4-H Foundation. See flyer for more information. ... See MoreSee Less

1 month ago

Keep your eyes on the pies! Calling all Meeker area bakers: remember to enter the Fall Festival Pie Contest for a chance to win big prizes and bragging rights! Proceeds go to the Rio Blanco County 4-H Foundation. See flyer for more information.

 

Comment on Facebook

We added to the prize money. All prize pies are $100!

According to the Consumer Price Index, our dollar's value is worth almost half of what is was in 1990. Here are some helpful ways to fight inflation and make your hard earned money last longer.

www.bankmvb.com/inflation-education/
... See MoreSee Less

1 month ago

According to the Consumer Price Index, our dollars value is worth almost half of what is was in 1990. Here are some helpful ways to fight inflation and make your hard earned money last longer.https://www.bankmvb.com/inflation-education/

Our Mountain Valley Bank location in Hayden will be closed from 10 a.m. to 1 p.m. on Friday, September 21st to attend the memorial service for Hayden resident and wrestling coach Chad Jones. Our heartfelt condolences and thoughts go out to his family and friends. ... See MoreSee Less

1 month ago

Our Mountain Valley Bank location in Hayden will be closed from 10 a.m. to 1 p.m. on Friday, September 21st to attend the memorial service for Hayden resident and wrestling coach Chad Jones. Our heartfelt condolences and thoughts go out to his family and friends.

 

Comment on Facebook

And this is why I have not changed banks to AZ. What a wonderful gesture Sherry Dunckley!! I love my bank and all my people! What a beautiful tribute to Chad.

Support Meeker's local fundraising groups at the 15th Annual Fall Festival on September 29th from 11 a.m. to 2 p.m. at Town Park in Meeker! We'll have a variety of great food, vendors, games, prizes and fun! ... See MoreSee Less

1 month ago

Support Meekers local fundraising groups at the 15th Annual Fall Festival on September 29th from 11 a.m. to 2 p.m. at Town Park in Meeker!  Well have a variety of great food, vendors, games, prizes and fun!

The 15th Annual Fall Festival will be held on Saturday, September 29th! As a reminder, non-profit and fundraising groups can reserve a booth today! New for 2018, participants can apply for a community grant by submitting a one-page essay entitled “Community” describing what your organization does to engage and support our community.

The essay deadline is 5 p.m. September 25th. Essay's can be emailed to tzbrown@wrea.org or delivered to Mountain Valley Bank in Meeker or White River Electric Association.
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2 months ago

As a reminder, Mountain Valley Bank will be closed for Labor Day. We hope everyone has a great holiday weekend! ... See MoreSee Less

2 months ago

As a reminder, Mountain Valley Bank will be closed for Labor Day. We hope everyone has a great holiday weekend!
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