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Consumer Checking Accounts

 

Yes!

We have SIX Great Checking Accounts!

 


Minimum Balance Checking

 

Low $100.00 Minimum!

This is our low-minimum account that’s economical and easy to manage.  It offers:

  • Minimum opening deposit of $100.00.
  • Low $100 minimum balance.
  • Unlimited check writing.
  • No per check charge.
  • No monthly service charge with a low $100 minimum balance in checking or $1000 in a Regular Savings Account.**
  • Free Online Banking.
  • Imaged checks returned with monthly statement.
  • Free use of our 24-Hr. ATMs.*
  • Check and Cash Card, with approved credit only.
  • Satisfaction guarantee

For accounts not meeting either of the above monthly minimums, the service charge is $6.00.

 


Value Checking

 

Your Basic “No Cost” Checking!

Mountain Valley’s Value Checking is an economical choice for customers who need just a basic checking account:

  • Minimum opening deposit of $100.00
  • No minimum balance.
  • Unlimited check writing.
  • No per check charge.
  • Free Standard On-line NetBanking.
  • Free use of our 24-Hr. ATMs.*
  • Monthly statement provided without check images.
  • Check and Cash Card, with approved credit only.

Value Checking offers you all these services at no charge.

 


Mountain Valley Plus Account

 

Worry Free, Hassle Free Checking!

The Mountain Valley Plus Account is one of the most popular checking accounts. It offers:

  • Minimum opening deposit of $100.00
  • No minimum balance.
  • Unlimited check writing.
  • No per check charge.
  • Free Standard On-line NetBanking.
  • Imaged checks returned with monthly statement.
  • Free 3-ring notebook with 12 monthly tabs.
  • Free use of our 24-Hr. ATMs.
  • Check and Cash Card, with approved credit only.
  • Free… special corporate duplicate or wallet style checks.
  • One signature Traveler Cheques, no fee.
  • Cashiers checks or money orders -- no charge (a maximum of three per week).

The Plus Account also offers a “relationship checking”** feature.  Pay no monthly service charge by keeping $2,000 or more in any combination of these accounts:  any Mountain Valley checking account, regular savings, money market  and/or certificate of deposit.

For accounts not meeting the monthly "relationship banking" of $2,000.00 or more, the service charge is a low $8.50.

 


NOW Account

 

Unlimited Check Writing With Interest

Plus a Low $250 Minimum Balance!

  • Mountain Valley Bank's NOW Account is a popular checking service with a low $250 minimum balance.
  • Minimum opening deposit of $250.00
  • Low $250 minimum balance or $1,000 average collected balance.
  • Unlimited check writing.
  • No per check charge.
  • Earn interest on all your collected funds.
  • Check and Cash Card, with approved credit only.
  • Free Standard On-line NetBanking.
  • Imaged checks returned with monthly statement.
  • Free 3-ring notebook with 12 monthly tabs.
  • Free use of our 24-Hr. ATMs.

For accounts not meeting the minimum or average balance, the monthly service charge is $12.00.


Super NOW Account

 

Earn Higher Interest With Higher Balances.

The Super NOW Account is especially designed for customers who keep larger balances in their account.

  • Minimum opening deposit of $1000.00
  • $1,000 minimum balance or $2,500 average
  • collected balance.
  • Unlimited check writing.
  • No per check charge.
  • Earn interest on all your collected funds.
  • Earn higher rates with larger balances.
  • Free Standard On-line NetBanking.
  • Imaged checks returned with monthly statement.
  • Free 3-ring notebook with 12 monthly tabs.
  • Free use of our 24-Hr. ATMs.
  • Check and Cash Card, with approved credit only.

For accounts not meeting the minimum or average monthly balance, the service charge is $12.00.


Ambassador 50 Account

 

Premier Services For People 50 and Better!

  • Minimum opening deposit of $100.00
  • Unlimited check writing.
  • No per check charge.
  • Earn interest on all your collected balance.
  • Free Standard On-line NetBanking.
  • Imaged checks returned with monthly statement.
  • Free 3-ring notebook with 12 monthly tabs.
  • Free use of our 24-Hr. ATMs.
  • Check and Cash Card with approved credit only.
  • Free… special corporate duplicate or wallet style checks.
  • One Signature Travelers Cheques, no fee.
  • Cashier’s checks or money orders with no fee (a maximum of five per month).
  • Safe deposit box.  Receive discount credit on new box rental for the first year (where available).

The Ambassador 50 Account also offers a rent free Safe Deposit Box for customers keeping a $10,000 or more in any combination of these accounts:  any Mountain Valley checking account, regular savings, money market, or certificate of deposit.  Visit with a Personal Banker for more details.


*  A foreign ATM applies to all transactions at ATMs not owned by Mountain Valle Bank, regardless of account type.  All transactions at Mountain Valley Bank ATMs are free.

** Accounts qualifying for “Relationship Checking” benefits are those on which the depositor is the primary account holder.  Some restrictions apply.

**** Subject to regulatory limitations.  Ask for details.

The “collectible balance” on accounts is derived after all transactions have been posted to the account.  The collected balance reflects only those funds that have been collected by usA