Overdraft Protection Services
At Mountain Valley Bank, we make every effort to be sure your checks are honored when presented to the bank for payment. We offer the following ways to avoid the embarrassment of returned checks:
Mountain Valley Bank’s Credit Line service provides a line of credit linked to your checking account. If your checking account balance falls short for any reason, we will automatically advance money into your account to cover the amount needed, up to your pre-authorized credit limit. Advances are made in increments of $100.00. $50.00 annual fee. Subject to credit approval.