Overdraft Protection

Overdraft Protection Services

At Mountain Valley Bank, we make every effort to be sure your checks are honored when presented to the bank for payment.  We offer the following ways to avoid the embarrassment of returned checks:

Overdraft Protection 

Mountain Valley Bank’s Credit Line service provides a line of credit linked to your checking account.  If your checking account balance falls short for any reason, we will automatically advance money into your account to cover the amount needed, up to your pre-authorized credit limit.  Advances are made in increments of $100.00.  $50.00 annual fee.  Subject to credit approval.

*** Subject to regulatory limitations.  Ask for details.

* A foreign ATM fee applies to all transactions at ATM's not owned by MountainValleyBank, regardless of account type.  All transactions at MountainValleyBank ATMs are free