Agricultural Loans

Ag Real Estate, Livestock and Equipment, and Operating Loans

Ag Loan Types

Mountain Valley Bank know the business of financing agri-businesses and agri-producers, and we’re here to help you!

For additional information, contact us today.

Operating Loans

Mountain Valley Bank will provide credit support to the farming communities in the region, especially to farming and cattle feeding enterprises. Funds advanced shall be for the purpose of seed, fertilizer, chemicals, fuels, labor, and other normal farming expenses and for the livestock and other normal livestock expenses. Disbursements should be compared to the farmer’s budget based upon historical expenses and future projections of the farm enterprise.

The majority of agricultural lending provided by our Ag Lenders is on a direct basis. However, Mountain Valley Bank may obtain FSA (Farm Service Agency) guaranteed or subordinated loans to qualified enterprises. All loans will be properly secured and will need to meet certain loan approval guidelines.

For additional information contact any of our Ag Lenders.

  • Annual loans to agricultural producers for the purchase of crop inputs, livestock feed, or short-term livestock. Loans are renewed annually.
  • Loans are renewed annually.

GET THE MORTGAGE LOANS YOU NEED.

GET THE MORTGAGE LOANS YOU NEED.

Ag Real Estate Loans

Mountain Valley Bank will provide credit support to the farming community in all areas that we serve for the purpose of owning farm real estate. Real Estate loans should be financed with a first Deed of Trust on the financed real estate. Loans will need to meet certain loan approval guidelines for the advance rate, length of amortization, and interest rate.

Other under-writing criteria may also be required. Mountain Valley Bank will normally provide direct loan to the farm enterprise. However, Mountain Valley Bank may also obtain an FSA (Farm Service Agency) Farm Ownership guaranty or some other real estate loan program offered by FSA.

  • For the purchase of agricultural land and/or facilities.
  • Loans can be amortized for up to 20 years.

Breeding Livestock & Equipment Loans

Mountain Valley Bank will provide support to the farming communities in the market we serve for the purchase of breeding livestock and equipment purchases. Funds will be advanced for the initial purchase and repaid on a semi-annual or annual basis for a period of up to five years, depending upon established guidelines.

Mountain Valley Bank provides the funds on a direct basis; however, when appropriate will utilize an FSA (Farm Service Agency) guaranty. All loans will need to meet certain loan approval guidelines.

  • Loans to agriculture producers for intermediate asset purchases.
  • Loans can be amortized for up to 5 years

* All loans subject to approval. Certain restrictions may apply.

MOUNTAIN VALLEY BANK

Steamboat Springs - 970-870-6550
Meeker - 970-878-0103
Walden - 970-723-8221
Hayden - 970-276-9099
24hr Telebanking - 877-275-2088

FOLLOW US

It is never easy losing a loved one. All of us at Mountain Valley Bank in Hayden want to extend our hearts and thoughts to those who have lost loved ones over the last month. Shirts were made with a logo created by Hayden community member Leslie Hockaday to support the children that have lost their parent. Our community is strong, supportive and will come together during this difficult time. ... See MoreSee Less

2 weeks ago

It is never easy losing a loved one. All of us at Mountain Valley Bank in Hayden want to extend our hearts and thoughts to those who have lost loved ones over the last month. Shirts were made with a logo created by Hayden community member Leslie Hockaday to support the children that have lost their parent. Our community is strong, supportive and will come together during this difficult time.

 

Comment on Facebook

Love these gals!!

Good picture ladies

A huge shout out to ALL you ladys for what you have done . So amazing.

Love the logo Leslie and love these wonderful ladies . Thanks for all that you do for our community ❤️

Most credit to Tammi Girton Engle! She headed this project off 🙂

I love those shirts. Is it possible to purchase one??

Love will show us the way!

Thanks for you all and what you do.

+ View more comments

Commitment, budgeting and smart financial choices - great advice from those who struggled and triumphed over debt. Read more at bankmvb.com/how-i-ditched-debt-changing-habits-budgeting-for-a-baby/ ... See MoreSee Less

3 weeks ago

Commitment, budgeting and smart financial choices - great advice from those who struggled and triumphed over debt. Read more at https://bankmvb.com/how-i-ditched-debt-changing-habits-budgeting-for-a-baby/

As a reminder, all Mountain Valley Bank locations will be closed on Monday, October 8th in honor of Columbus Day. ... See MoreSee Less

3 weeks ago

As a reminder, all Mountain Valley Bank locations will be closed on Monday, October 8th in honor of Columbus Day.

October is breast cancer awareness month. The Mountain Valley Bank - Steamboat team is doing their part by raising awareness every Wednesday in October with Pink cookies, pink mints, message boards and of course - wearing our PINK!
All to support women in Routt and Moffatt Counties; those in treatment, the survivors and their families.
Please stop by and support the cause.
... See MoreSee Less

3 weeks ago

October is breast cancer awareness month.  The Mountain Valley Bank - Steamboat team is doing their part by raising awareness every Wednesday in October with Pink cookies, pink mints, message boards and of course - wearing our PINK!
All to support women in Routt and Moffatt Counties; those in treatment, the survivors and their families.
Please stop by and support the cause.

WREA is proud to sponsor Meeker's Fall Festival. It was a fun day that raised $$ for so many of Meeker's amazing groups. Congratulations to this year's WREA Fall Festival Community Grant Winners; The Meeker Education Foundation, The Meeker Chamber of Commerce, MACC and Meals on Wheels. And to the Buckaroo Grant Winners the RBC Historical Society, 4H Foundation, Girls Scouts & the RBC Livestock Judging. ... See MoreSee Less

3 weeks ago

... See MoreSee Less

3 weeks ago

Our Fall Festival at Town Park in Meeker is full of fun, food and games! Remember to stop by our tent for $5 worth of MVB tokens! The event is from 11am to 2 pm and we hope to see you there! ... See MoreSee Less

3 weeks ago

The 15th Annual Fall Festival is tomorrow! Just a reminder to bring non-perishable items for the Meeker Food Bank to earn extra bank bucks! We hope to see everyone there! ... See MoreSee Less

4 weeks ago

The 15th Annual Fall Festival is tomorrow! Just a reminder to bring non-perishable items for the Meeker Food Bank to earn extra bank bucks! We hope to see everyone there!

Keep your eyes on the pies! Calling all Meeker area bakers: remember to enter the Fall Festival Pie Contest for a chance to win big prizes and bragging rights! Proceeds go to the Rio Blanco County 4-H Foundation. See flyer for more information. ... See MoreSee Less

1 month ago

Keep your eyes on the pies! Calling all Meeker area bakers: remember to enter the Fall Festival Pie Contest for a chance to win big prizes and bragging rights! Proceeds go to the Rio Blanco County 4-H Foundation. See flyer for more information.

 

Comment on Facebook

We added to the prize money. All prize pies are $100!

According to the Consumer Price Index, our dollar's value is worth almost half of what is was in 1990. Here are some helpful ways to fight inflation and make your hard earned money last longer.

www.bankmvb.com/inflation-education/
... See MoreSee Less

1 month ago

According to the Consumer Price Index, our dollars value is worth almost half of what is was in 1990. Here are some helpful ways to fight inflation and make your hard earned money last longer.https://www.bankmvb.com/inflation-education/

Our Mountain Valley Bank location in Hayden will be closed from 10 a.m. to 1 p.m. on Friday, September 21st to attend the memorial service for Hayden resident and wrestling coach Chad Jones. Our heartfelt condolences and thoughts go out to his family and friends. ... See MoreSee Less

1 month ago

Our Mountain Valley Bank location in Hayden will be closed from 10 a.m. to 1 p.m. on Friday, September 21st to attend the memorial service for Hayden resident and wrestling coach Chad Jones. Our heartfelt condolences and thoughts go out to his family and friends.

 

Comment on Facebook

And this is why I have not changed banks to AZ. What a wonderful gesture Sherry Dunckley!! I love my bank and all my people! What a beautiful tribute to Chad.

Support Meeker's local fundraising groups at the 15th Annual Fall Festival on September 29th from 11 a.m. to 2 p.m. at Town Park in Meeker! We'll have a variety of great food, vendors, games, prizes and fun! ... See MoreSee Less

1 month ago

Support Meekers local fundraising groups at the 15th Annual Fall Festival on September 29th from 11 a.m. to 2 p.m. at Town Park in Meeker!  Well have a variety of great food, vendors, games, prizes and fun!

The 15th Annual Fall Festival will be held on Saturday, September 29th! As a reminder, non-profit and fundraising groups can reserve a booth today! New for 2018, participants can apply for a community grant by submitting a one-page essay entitled “Community” describing what your organization does to engage and support our community.

The essay deadline is 5 p.m. September 25th. Essay's can be emailed to tzbrown@wrea.org or delivered to Mountain Valley Bank in Meeker or White River Electric Association.
... See MoreSee Less

2 months ago

As a reminder, Mountain Valley Bank will be closed for Labor Day. We hope everyone has a great holiday weekend! ... See MoreSee Less

2 months ago

As a reminder, Mountain Valley Bank will be closed for Labor Day. We hope everyone has a great holiday weekend!
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