Mountain Valley Bank know the business of financing agri-businesses and agri-producers, and we're here to help you!
For additional information, contact us today.
Ag Real Estate Loans
- For the purchase of agricultural land and/or facilities
- Loans can be amortized for up to 20 years.
Mountain Valley Bank will provide credit support to the farming community in all areas that we serve for the purpose of owning farm real estate. Real Estate loans should be financed with a first Deed of Trust on the financed real estate. Loans will need to meet certain loan approval guidelines for the advance rate, length of amortization, and interest rate. Other under-writing criteria may also be required. Mountain Valley Bank will normally provide direct loan to the farm enterprise. However, Mountain Valley Bank may also obtain an FSA (Farm Service Agency) Farm Ownership guaranty or some other real estate loan program offered by FSA.
Breeding Livestock & Equipment Loans
- Loans to agriculture producers for intermediate asset purchases.
- Loans can be amortized for up to 5 years
Mountain Valley Bank will provide support to the farming communities in the market we serve for the purchase of breeding livestock and equipment purchases. Funds will be advanced for the initial purchase and repaid on a semi-annual or annual basis for a period of up to five years, depending upon established guidelines.
Mountain Valley Bank provides the funds on a direct basis; however, when appropriate will utilize an FSA (Farm Service Agency) guaranty. All loans will need to meet certain loan approval guidelines.