Consumer Loans

Mountain Valley Bank
Offers Competitive Rates,
Fast Service and ...
Terms To Meet Your Needs.

Are you planning to buy a car or a truck, remodel your home, pay for
a college education or take a vacation?  Whatever the reason, Mountain Valley Bank can help. 

Applying for a personal installment loan is easy at Mountain Valley Bank.  Approval for most personal loans takes 24 hours or less in most cases.  Which means in no time at all you can have the money
to meet your financial goals. 

When you apply for a personal loan at Mountain Valley Bank, you
can also apply for our payment protection service.  It protects you
and your family in case of loss of life, serious injury or health
problems.  Ask your Mountain Valley Bank Personal Banker
for information about these important options.

Special Programs For Low and
Moderate Income Households.

Mountain Valley  Bank is strongly committed to meeting the credit demands of all customers in its market areas.  Mountain Valley Bank has a variety of programs designed to meet the requirements of low and moderate income consumers who want to buy a home or
improve their present home. We can also help identify groups in the community who may have special financing programs available.Ask your Mountain Valley Bank Personal Banker for additional information on these special loan programs.

Two More Smart, Affordable Ways To Borrow Money
And Get A Tax Break!

The IRS no longer allows interest deductions on consumer loans.That makes a home equity loan an especially attractive option. 
It’s tax deductible* in most cases, and the interest rate on a home equity loan is generally lower than other kinds of loans.  Mountain Valley  Bank offers you two choices to utilize the equity you’ve built
up in your home: a Home Equity Loan or a Prime Equity Line. 

Prime Equity Line.

Homeowners have a tax advantage when they choose Mountain
Valley Bank’s Prime Equity Line. t’s one of the most convenient and affordable lines for credit available to homeowners today. 

You’ll have a tax deductible* way to borrow the equity you have built
up in your home.It gives you a line of credit that puts cash in your hands instantly to buy a new car, take a vacation, pay for college tuition, consolidate your bills or handle unexpected emergencies. 

Once approved, the money is there when you need it.  You can
access your credit simply by writing a check.It’s that easy.Interest
is charged only on the unpaid balance of your credit line. The
variable interest rate is lower than most personal installment loans, and interest payments are fully tax deductible* in most cases. That means you could save money on your taxes and lower your effective borrowing costs. 



For more information contact a Personal Banker soon.


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